Get to $0together.
The simple app for couples to eliminate credit card debt. Pick a strategy, see your debt-free date, pay it off as a team.
Couple Pay is a free debt payoff app for couples that helps partners eliminate credit card debt together using proven strategies like debt snowball and debt avalanche. Track shared debts, coordinate payments, and celebrate milestones together on your journey to becoming debt-free.
No credit card required
Good morning
Sarah & Mike
Total Credit Card Debt
$12,847
Debt-free Aug 2026
Chase Sapphire
$2,340 left
67%
This month
-$847
Strategy
Snowball
Payment logged
$425
Mike just paid
$200
Add your debts
Enter balances and interest rates. No bank login needed.
Pick a strategy
Snowball for motivation. Avalanche for savings. Your choice.
Pay off together
Both partners see the same dashboard, in real time.
Frequently Asked Questions
What is Couple Pay?+
Couple Pay is a free debt payoff app designed specifically for couples. It helps partners track shared credit card debts, coordinate payments, and celebrate financial milestones together using proven strategies like debt snowball and avalanche methods.
Is Couple Pay free?+
Yes, Couple Pay is free during beta. No credit card required to sign up. We believe everyone deserves access to tools that help them become debt-free.
Do I need to connect my bank account?+
No. Couple Pay does not require bank logins or connections to services like Plaid or Finicity. You manually enter your credit card balances, keeping your financial data private and secure.
How do couples use the app together?+
Both partners log in to the same household dashboard. When one person logs a payment, the other sees it instantly. You share the same debt-free date and progress, making it easy to stay motivated and aligned on your financial goals.